EMI Calculator
Calculate your monthly home loan EMI in seconds. Adjust loan amount, interest rate, and tenure to find a repayment plan that works for you.
EMI Calculator
Estimate your monthly home loan repayment
* Rates shown are indicative. Actual rate depends on your profile, lender, and credit score. Our advisors compare live rates across 16+ banks to get you the best offer.
Monthly EMI
₹26,511
per month for 20 years
Principal Amount
₹30.00 L
Total Interest
₹33.63 L
Total Amount Payable
₹63.63 L
Breakup
Current Home Loan Rates in Kerala (2025)
| Bank / NBFC | Starting Rate | Max Tenure | Best For |
|---|---|---|---|
| SBI | 8.35% p.a. | 30 years | Salaried, Govt employees |
| HDFC Bank | 8.40% p.a. | 30 years | Salaried, Self-employed |
| ICICI Bank | 8.40% p.a. | 30 years | Fast approvals, NRI |
| Bank of Baroda | 8.40% p.a. | 30 years | KSFE takeover |
| Axis Bank | 8.50% p.a. | 30 years | Salaried, Balance transfer |
| Federal Bank | 8.55% p.a. | 30 years | NRI, Kerala residents |
| South Indian Bank | 8.60% p.a. | 30 years | Kerala-based borrowers |
| Kotak Mahindra | 8.65% p.a. | 30 years | High-value properties |
| LIC Housing Finance | 8.50% p.a. | 30 years | Salaried, long tenure |
| Bajaj Finserv | 8.60% p.a. | 30 years | LAP, Balance transfer |
* Rates are indicative and subject to change. Final rate depends on your CIBIL score, income, and loan profile. We negotiate the best available rate for you.
Ready to Get Your Loan Approved?
Submit a quick enquiry. Our advisor calls within 24 hours with the best offers from our bank partners — 100% free service.
Apply for a Loan — It's FreeSalaried • Self-Employed • NRI — All categories welcome